Author:
Format: Paperback
Publisher: Harper Paperbacks
Published: Sep 2003
Genre: Biography & Autobiography - Women
Retail Price: $14.99
Pages: 464
Drowning in $20,000 of credit card debt, shopaholic Karyn Bosnak asked strangers for money online -- and it worked!
What would you do if you owed $20,000? Would you: A) not tell your parents? B) start your own website that asked for money without apology? or C) stop coloring your hair, getting pedicures, and buying Gucci? If you were Karyn Bosnak, you'd do all three.
Karyn started a funny yet honest website, www.savekaryn.com, on which she asked for donations to help her get out of debt. Karyn received e-mails from people all over the world, either confessing their own debt-ridden lives, or criticizing hers. But after four months of Internet panhandling and selling her prized possessions on eBay, her debt was gone!
In Save Karyn: One Shopaholic's Journey to Debt and Back, Karyn details the bumpy road her financial -- and personal -- life has traveled to get her where she is today: happy, grateful, and completely debt-free. In this charming cautionary tale, Karyn chronicles her glamorous rise, her embarrassing fall, and how the kindness of strangers in cyberia really can make a difference.
I love this book! It made me laugh out loud numerous times. At first, Karyn is excited to be living in New York city and working as a producer for a new court tv show. But, she ends up splurging on too many items and goes into debt. She plans to pay it off, but loses her job. I couldn't relate to the splurging part, because I mostly went into debt putting myself through college, just buying books at first and eventually charging rent. But, I could totally relate as Karyn's decision-making got worse and worse and money kind of lost its value. If she could charge it, she would. I remember making all kinds of excuses for just putting this one little or big charge on my card. Anyway, she starts applying everywhere for jobs and there is a hilarious section where she addresses some of the rejection letters AND POSTCARDS that she gets. Finally, she hits rockbottom, which involves getting roughed up by a gang of 14-year-olds with a plastic bottle. This is the second section that really made me laugh in spite of myself, because I could identify with how, once you're in debt, it seems like everything else in your life has to go wrong too. Finally, she decides to post a Web site and ask people to just send her whatever amount they feel like to help pay her debt off and it works! She takes a lot of abuse from weirdos on the Internet, who harass her, but she also gets a lot of positive responses. And money from various kindhearted people! Along the way, it's possible to get a sense of her growing up as she experiences all the hardships of building a life on her own in an era when debt is commonplace for almost everyone. And she never loses her sense of humor. In fact, she gets funnier. I love Karyn Bosnak's positive spirit. I loved this book. And I hope she writes many, many, many more books in the future. By the way, I didn't go quite the same route, but my debt is gone too. Well, not gone, but significantly lower.